Bank of India Credit Officer Bharti 2026 – Quick Overview
Candidates searching for the BOI Credit Officer Vacancy 2026 details can refer to the quick summary below for an instant overview of the post, organization, vacancy count, last date, and application mode.
| Particulars | Details |
|---|---|
| Post Name | Credit Officer (GBO Stream) |
| Organization | Bank of India |
| Project No. | 2026-27/01 |
| Total Vacancies | 779 |
| Last Date to Apply | 20 July 2026 |
| Application Mode | Online |
| Official Website | www.bankofindia.bank.in |
Also Read: Check all Latest Bank Jobs 2026 – Apply Now
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Bank of India Credit Officer Recruitment 2026 – Important Dates
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Candidates wondering about the Bank of India Credit Officer Recruitment 2026 timeline can note that the online application process starts on 30 June 2026 and closes on 20 July 2026. The relevant date for determining age and qualification eligibility is fixed as 01 June 2026.
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| Event | Date |
|---|---|
| Notice Date | 01 June 2026 |
| Online Application Start Date | 30 June 2026 |
| Online Application Last Date | 20 July 2026 |
| Relevant Date for Age & Qualification | 01 June 2026 |
| Online Examination Date | Will be advised separately |
Bank of India Credit Officer Vacancy 2026 – Post-wise Breakdown
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The BOI Credit Officer Vacancy 2026 is distributed across three grades: MMGS-II, MMGS-III, and SMGS-IV. Out of the total 779 vacancies, 475 are unfilled vacancies carried forward from the previous recruitment Project 2025-26/01.
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| Post / Scale | SC | ST | OBC | EWS | GEN | Total |
|---|---|---|---|---|---|---|
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Total | 118 | 59 | 205 | 80 | 317 | 779 |
Bank of India Credit Officer Recruitment 2026 Eligibility Criteria
Candidates checking eligibility for the Bank of India Credit Officer Recruitment 2026 should note that qualification and experience requirements vary by grade. A graduation degree with 60% marks (55% for SC/ST/OBC/PWBD) or professional qualifications like CA/CMA-ICWA/CS/CFA is required, along with post-qualification banking/credit experience.
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Age Limit (as on 01 June 2026)
| Post | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 years | 32 years |
| MMGS-III | 28 years | 38 years |
| SMGS-IV | 32 years | 45 years |
Age relaxation is applicable as follows: 5 years for SC/ST, 3 years for OBC (Non-creamy layer), 10 years for Persons with Benchmark Disabilities, and 5 years for Ex-Servicemen and persons affected by the 1984 riots.
Also Read: Sangli DCC Bank Clerk Recruitment 2026 Notification Out – Apply Online for 444 Posts
Qualification & Experience
- A Degree (Graduation) in any discipline from recognized University/Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government or CA/CMA-ICWA/CS/CFA
| Post | Minimum Experience |
|---|---|
| MMGS-II | 3 years post-qualification experience as an officer, including 2 years in MSME/Commercial Credit/Project Finance |
| MMGS-III | 5 years post-qualification experience as an officer, including 3 years in MSME/Commercial Credit/Project Finance |
| SMGS-IV | 7 years post-qualification experience as an officer, including 4 years in MSME/Commercial Credit/Project Finance |
Also read: Bank of India Credit Officer Syllabus 2026 – Exam Pattern and Syllabus Topics
Credit Officer syllabus
Bank of India Credit Officer Application Fee 2026
Candidates applying for the BOI Credit Officer Recruitment Apply Online 2026 must pay the application fee online between 30 June and 20 July 2026. The fee differs by category as shown below.
| Category | Fee Amount |
|---|---|
| SC / ST / PWD | ₹175 (Intimation Charges Only) |
| General & Others | ₹850 (Application Fee + Intimation Charges) |
Payment can be made using Debit/Credit Cards, Internet Banking, UPI, or Mobile Wallets. Bank transaction charges, if any, will be borne by the candidate.
Bank of India Credit Officer Salary 2026 – Pay Scale
Candidates wondering about the salary structure for the Bank of India Credit Officer Recruitment 2026 can refer to the pay scale below for each grade.
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| Grade | Pay Scale (₹) |
|---|---|
| MMGS-II | 64,820 – 2340(1) – 67,160 – 2680(10) – 93,960 |
| MMGS-III | 85,920 – 2680(5) – 99,320 – 2980(2) – 1,05,280 |
| SMGS-IV | 1,02,300 – 2980(4) – 1,14,220 – 3360(2) – 1,20,940 |
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Bank of India Credit Officer Recruitment 2026 Selection Process
Selection for the BOI Credit Officer Bharti 2026 will be through an Online Examination and/or Personal Interview, depending on the number of applicants. If both stages are conducted, the weightage will be 70:30 between the Online Examination and Interview.
Credit Officer syllabus